“I will never sell my XRP, I will use it as collateral,” some respond.
Many will wait for XRP to reach prices above $10 before selling their coins.
XRP, the cryptocurrency issued by Ripple Labs, marked its all-time high (ATH) of $3.65 in July this year.
When it seemed that everything was set for XRP to seek the $4 zone, the price fell and now fighting to stay above 2 dollars. This situation, just a few days before the end of 2025, has generated some discouragement in its investor community.
In this context, the user of the social network Reddit, whose pseudonym is “Imgema”, raised: “The price has ranged from a few cents to over $3. But the consensus in this submarket is always ‘hold’ and ‘buy more’. So it’s clear that the target is higher than $3.”
The post ends with a key question for the XRP community: “What is that goal? Not the magic question of ‘how far will it go?’, but ‘how far are you aiming?’ How long are you willing to wait until that goal is achieved? And, if it is reached sooner than you thought, would you risk waiting a little longer in the hope that it will go up even more?”
User Top_Experience_5128 joined the debate and responded: “I will never sell my XRP. I will stake it and use it as collateral…”
This raised doubts among other participants, as XRP does not offer native staking. When asked where he planned to do it, he clarified that I would do it via Flare, a network that allows wrapped XRP to be used for yield and access services from decentralized finance (DeFi) platforms, as reported by CriptoNoticias.
The user Standard-Sand, for his part, did not make a price projection, but explained that his XRP is part of his retirement fund.” It will be years before it reaches a point where selling is an option, and even then it could be staked or used as collateral. “This is a long-term investment, and should always be considered as such,” he commented.
Along the same lines, YEDS1 also did not talk about prices, but told what he did with his XRP holdings: “I held them for 8 years. I bought 6,000 coins DCA up to 1.6, but in the end the performance was low in comparison, so I closed all positions. I know some will want to hold them and hope, but everything is a gamble. I will definitely regret it in 5 years.”
He dollar cost averaging (DCA) is a strategy that consists of investing fixed amounts on a regular basis. Thus, the cost is averaged and the impact of volatility is reduced.
For his part, Princeito01 shared his position and noted: “Between $10 and $15 is where I want to sell and move to another project. If
Why is it not realistic to see XRP above $500 or $1,000?
In the same forum, the user hardcoretuner He expressed that he expects the price of XRP to reach $1,000 or more.
The projection of this member of the community is in line with that of many influencers who maintain that XRP will reach $500 (or more), repeating it almost like a mantra to cope with market volatility.
To take into account what these figures would imply, we must look at market capitalization, an essential metric to understand the size and position that an asset has within the market.
This is calculated by multiplying the current price of the cryptocurrency by the total number of coins in circulation.
That is, XRP would need a market capitalization of $60.33 trillion (trillions) to reach $1,000 per coin.
This means multiplying its current capitalization by 464, which is around $130 billion, and exceed more than double the total capitalization of gold, estimated at 29,469 trillion dollars.
Although nothing is impossible, it seems highly unlikely that XRP will surpass $1,000 in the medium term. To put into perspective, that would require a market capitalization of $60.33 trillion.
A more realistic projection suggests that, if XRP were to reach $10 in the coming years, Its capitalization would have to reach about 603,000 million dollars, that is, almost 4.6 times its current value.
In any case, and to avoid falling into these exaggerated predictions, it is best for each investor to do their own research before making any financial decision.