“I doubt whether to hold XRP in the long term,” says investor and the community responds

The poor start to 2026 for XRP has begun to erode the confidence of some of its holders, despite the positive news surrounding Ripple Labs, the issuing company of this cryptocurrency.

At the time of publication of this article, XRP remains 60% below its all-time high (ATH) of $3.65.

In this context, the Reddit user identified as Coinluv, raised: “I’m starting to have doubts about holding

Part of this frustration is explained because the institutional growth and alliances promoted by Ripple Labs in segments such as the tokenization of real-world assets (RWA) and central bank digital currencies, known as CBDC, have not yet found a direct correlation in the price of XRP, as reported by CriptoNoticias.

And the question that Coinluv asks is not minor. For XRP to go from 1.33 to 10 dollars, it would have to rise around 652%, while its market capitalization should exceed 615 billion dollars (currently $81.88 billion).

It is important to clarify that Market capitalization reflects the total value of an asset in circulation and is obtained by multiplying its price by the number of units available on the market.

There is still optimism in the community

The responses to the comment revealed very different positions within the community. User garsandstars agreed with the emotional toll of following the asset every day: “I’m exactly the same as you. It’s agonizing to watch this every day after seeing incredibly positive news and it moving sideways or down.”

Even so, he maintained a bullish stance and indicated that he expects the approval of the Claritiy Act, a bill being debated in the United States Congress that seeks to establish clearer rules for digital assetswhich, in his opinion, could boost the market.

For his part, CauliflowerAny5826 brought the discussion to investor discipline: “You must determine if you have the discipline and patience to hold on to long-term profits.” He also added that the price depends on more buyers appearing willing to pay more for XRP and hold it for years.

There were more skeptical responses. For example, user djyummy summed up that vision with a direct phrase: “Let’s call this what it is: we are betting.”

Along these lines, Elyrium_ recommended stopping looking at the price every day and reduce exposure if the investment generates too much stress, although he clarified that he continues to hold his XRP.

For his part, user Secret_Rough_1720 assured that he will hold XRP at least until the next market cycle, even if there are regulatory advances.

Specialist_Baby_341, meanwhile, maintained that XRP is among the main assets in the ecosystem for a reason (although he does not mention what).

Finally, Diplomaticmediocre relativized the debate by pointing out that it makes no sense to focus on a single currency when the entire market moves together.

This reading is based on a common logic in the sector: when bitcoin (BTC) rises, it usually drags down the rest of the digital assets and improves the overall performance of the market. However, in the case of XRP, that dynamic is not being reflected with the same strength. Proof of them is that Other coins (such as those focused on privacy) have shown progress while the Ripple Labs asset remains below $1.50.

The truth is that this debate reflects how the distance from the ATH and the lack of a clear rebound so far in 2026 are generating doubts among some investors. Even so, within the community still Responses that support a bullish view on XRP in the long term predominate.