Lirium CEO claims macro instability “driven defensive adoption” of stablecoins.
Enthusiasts believe that stablecoins are opening new opportunities for companies and users.
References from the financial and technology sector met at the Fintech Meetup held in the city of Rosario, Argentina, to analyze the penetration of stablecoins in the local market.
During the meeting, held on Thursday, April 30, it was concluded that Argentina has reached a technological and market maturity that positions these assets not only as a refuge of value, but as efficient transactional rails for the real economy.
However, analysts pointed out that the main obstacle to mass adoption lies in the lack of deep integration among traditional banks, fintechs and the digital currency ecosystem.
Federico Murrone, CEO of the startup of payments and integrations infrastructure, Lirium, stated that macroeconomic instability initially promoted a “defensive adoption” of stablecoins by Argentine users.
However, he explained that, like in other markets, these technological rails are transforming into a transaction-based institutional infrastructure. According to Murrone, to scale this model it is imperative that the big players in the traditional financial system are integrated into these value streams. “What is missing is the integration of banks and fintechs,” he said.
The evolution of the use of digital currencies in the country has gone through two different stages, according to Joaquin Fagalde, who is the CEO of Depay. The first wave was driven by the need for financial survival and savings, while the second stage, which is currently developing, is marked by search for operational efficiency, lower costs and greater speed in payments.
This technological maturation allows strategic sectors, such as the agroindustrial sector present in Rosario, begin to digitize assets through tokenization tools. In his opinion, “the challenge is to get the big players on board to scale adoption.”
Regarding the regulatory framework, the consensus among specialists is that recent regulations have provided greater legal certainty to the sector. Guido Messi, Head of Corporate Development at Ripio, pointed out that fears about the scalability of the technology have disappeared thanks to the maturity of the companies.
However, Camilo Cristia, CEO of LB Finance, warned that Regulation “must be balanced” so as not to reduce competition nor harm the end-user experience with excessive bureaucracy.
Argentina’s macroeconomic context has been the main catalyst for this trend. According to a report by the firm DeCard published on April 6, 2026, the country leads the Stablecoin Readiness Index with a score of 100 out of 100, as reported by CriptoNoticias.
This position responds to an estimated year-on-year inflation of 33.1% and an exchange rate volatility of 16.1% with respect to the US dollar. In this scenario, the Argentine peso continues to lose ground as a reserve of value, forcing citizens to use digital assets to preserve their purchasing power.
So the prominence of stablecoins in Argentina, whose capitalization of global market exceeds 320 billion dollarsreflects a structural change in the country’s finances. According to the panelists, the immediate challenge is to make technology “invisible” and incorporated on a daily basis into national economic life.